This week I had the “pleasure” of undergoing my first colonoscopy. Thankfully, it was really no big deal, and even more importantly, nothing was found and I don’t have to have the procedure again for five years. The biggest benefit is the peace of mind that I now have, assured that there is nothing to worry about.
This is just one small example of taking care of your affairs so that you minimize the number of things that you need to be concerned about.
Whenever I get a renewal notice for an insurance premium, I usually feel a sense of relief when I make the payment, knowing that I am good for another year of not having to think about it, and knowing that I am covered in case something bad happens.
As a parent, you never really stop worrying about your children, but as they get older and learn to be more self-reliant, there is great satisfaction in seeing them overcome what used to be obstacles.
Just knowing that they now know how to swim, ride a bike safely, can go to the bathroom by themselves in a public place or walk to the corner store and get something for you, are all stages that they go through, and each provides their parents with a little bit more peace of mind in knowing that they can be trusted with their independence.
On the other end of the life spectrum, elderly parents often need to be cared for, and surely finding a place with caring staff, good facilities and enjoyable activities serves to provide peace of mind when that time comes.
In between the times in our lives when we have other people worrying about things for us, there is the part where we are responsible for looking after ourselves. What can we do to make sure that we maximize our peace of mind during those years?
I have already touched on a few of the areas. The colonoscopy is a small part of the making sure that you are being properly followed by medical professionals who will hopefully be able to spot anything early enough to be treated. Insurance is something that falls into another category; if you don’t have a go-to person for your insurance needs, you probably should have one.
Of course I would be remiss if I did not talk about the importance of making a will, and keeping it up-to-date. The whole subject of how much you tell your family about what is in the will is too big a subject to be properly treated here, and it will be the subject of a future blog post.
For now though, you should know that I am usually in favour of more communication and not less, so as to minimize the potential for misunderstandings.
Making sure that more people fully understand your wishes can go a very long way to making sure that things will be taken care of the way you want them to be.
Making your family aware of your wishes is the first important step. The second is making sure that at least one or two other, non-family people are aware is the second step. Having a notary and/or a trusted advisor on board can provide you with more peace of mind than anything else.
The problem is that these are not subjects that most people enjoy talking about. But if you think about the added peace of mind that you will feel once you have taken care of everything, maybe that will help you get moving.